A bad credit loan without a bank account is by definition a credit facility that allows an individual who got a poor credit score through the rating agencies to obtain financing without having to go through a traditional bank nor presenting bank statements.
A bad credit loan without bank account can come under several financing options for those who are refused loans because either they don’t own any bank account or because of their bad bank records and statements.
A poor credit loan without bank account can only be granted through a non-bank lender who is not requiring access to a bank account nor asking for bank statements to determine the ability of the borrower to repay the credit facility.
The poor credit loan without bank statement nor having a bank account is offered through cash facilities which are mainly offered via pawnshop brokers, microcredit lenders but also payday lenders who are flexible in terms of granting a credit facility.
A bad credit financing without a bank account and statements becomes more and more the primary instrument of borrowers as soon as their credit rating drops below a certain threshold, so non-lending organizations take advantage of this risky niche to establish themselves.
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